Look after your team, however big it is
Business Health Insurance, also called Group Private Medical Insurance, gives your employees access to private diagnosis and treatment as part of their benefits package. It’s a single policy covering multiple employees (and optionally their families), rather than everyone arranging cover individually.
For employers, it’s increasingly used as a practical way to reduce sickness absence and support staff wellbeing, as well as a genuine differentiator when hiring and retaining talent in a competitive market.
Cover can be shaped around your business – from a lean core scheme for a small team to a fully comprehensive package with mental health, dental and optical extras for a larger workforce.
A benefit your team will actually use
Reduce sickness absence
Faster diagnosis and treatment means less time off for your team.
Attract and retain staff
A genuine, valued benefit in a competitive hiring market.
Scales with your business
From a handful of employees to the whole company, cover flexes as you grow.
We do the comparing, not you
One conversation, and we search the market on your behalf.
Get matched to the right policy – free, and no pressure.
Tell us about your business and we’ll find the best group health insurance option for your team.
Core cover, as standard
How we find your best price
Group scheme pricing depends on the makeup of your workforce, the level of cover you choose, and how the scheme is underwritten – so a generic figure wouldn’t mean much to your business.
When you get in touch, we’ll ask about your team size, budget and priorities, then compare cover and pricing across our panel of leading UK insurers to find the scheme that gives your business the best value. It’s free, independent, and there’s no obligation to proceed.
Three simple steps
No jargon, no hard sell. Just a straightforward process led by a real, qualified adviser.
Tell us about your business
Team size, budget and what matters most to you
We compare the market
Real quotes from the UK’s leading group insurers, side by side
You get a clear recommendation
No jargon, no pressure, just the best fit at the best price
Frequently asked questions
Is Business Health Insurance a taxable benefit for employees?
Generally yes — it’s treated as a Benefit in Kind (BIK) and reported via P11D, meaning employees pay tax on the value of their cover and the business pays Class 1A National Insurance. We can talk you through how this works in practice when you enquire.
Do I have to cover every employee?
No — many businesses start with directors or senior staff and expand the scheme over time, though including a wider group can sometimes improve the terms an insurer offers.
What's the difference between a fully underwritten and moratorium group scheme?
This depends on your provider and scheme size — we’ll explain the underwriting options available to your business and which suits your team best when we speak.
Can I offer this as a flexible or voluntary benefit instead of a core one?
Many insurers support flexible benefit structures, letting employees opt in or top up their own cover. We can help you find a provider that supports the structure you want.
How much does this cost my business?
Our comparison and advice service is completely free and independent. We’re paid by the insurer once a policy is taken out, not by you.
