Fast, reassuring care for your child
Children’s Health Insurance gives your child access to private diagnosis and treatment, helping avoid long NHS waiting times at an age where prompt care and reassurance really matter. It can be arranged as a standalone policy for a child, or as part of a wider Family Health Insurance policy alongside parents and siblings.
Every insurer treats children’s cover slightly differently – some offer discounted or free cover for children on a family policy, others price it separately. We’ll help you understand what’s available and find the right fit for your family.
Cover for your child
Fast access when it matters
Prompt diagnosis and treatment for your child, without a long wait.
Choose the specialist and hospital
Treatment at a time and place that works for your family.
Standalone or part of a family policy
We’ll help you find the structure that fits your household.
We do the comparing, not you
One conversation, and we search the market on your behalf.
Get matched to the right policy – free, and no pressure.
Answer a few quick questions and we’ll find the best children’s health insurance option for your family.
Core cover, as standard
How we find your best price
Insurers price and structure children’s cover differently – some bundle it into family policies, others price it as a standalone – so a generic figure wouldn’t reflect what’s right for your household.
When you get in touch, we’ll ask about your family circumstances and priorities, then compare cover and pricing across our panel of leading UK insurers to find the option that gives you the best value. It’s free, independent, and there’s no obligation to proceed.
Three simple steps
No jargon, no hard sell. Just a straightforward process led by a real, qualified adviser.
Tell us about your family
A few quick questions about your child and your priorities
We compare the market
Real quotes from the UK’s leading insurers, side by side
You get a clear recommendation
No jargon, no pressure, just the best fit at the best price
Frequently asked questions
Can I insure my child on their own, or does it need to be part of a family policy?
Both options exist. Some insurers offer standalone children’s cover, others price it as part of a family policy — often with a discount for additional children. We’ll explain what’s available and help you pick the right structure.
Up to what age can I keep my child on a policy?
This varies by insurer, but many allow children to remain on a family policy into their late teens or while in full-time education. We’ll confirm the specifics for the policies we compare for you.
Is cover for congenital conditions included?
This depends on the insurer and underwriting terms, and can vary significantly. We’ll talk you through what different providers offer so you understand exactly what’s covered for your child.
Does cover include mental health support for children?
Many insurers now include or offer mental health cover as an option, recognising this as an increasingly important part of children’s health. We’ll help you compare which providers offer the strongest support here.
How much does this cost me?
Nothing — our comparison and advice service is completely free and independent. We’re paid by the insurer once you take out a policy, not by you.
